Mortgage Blog

Down payment funding alternatives For many buyers, especially first-time buyers, saving up the funds for the down payment can be a...

Author: Mindy Leisure, Advantage Credit, Manager of Rescoring Services Date: April 20, 2022 Experian Boost™ and UltraFICO™ are two...

Because there is more risk involved with a second mortgage, the lender's conditions are usually more stringent, the term is shorter and...

There's no doubt that getting a mortgage is a complex process. You wouldn't be visiting our site if you could complete a one-page...

It's virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and...

It's helpful to consult with your mortgage professional as soon as possible — even before you have started researching neighborhoods....

In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be...

Give your mortgage a healthy tune-up to make sure it's still serving you and working to your advantage - and improve your overall...

Reverse Mortgages Reverse mortgages (also called home equity conversion loans) enable elderly homeowners to tap into their equity without...

What are your reasons for refinancing? The information below may help you narrow down your choices. The number of refinance options...

What does it cost to refinance? What are the benefits? Ever heard the old rule of thumb, you should only refinance if your new interest...

Knowledge is power. And we like to empower our clients, at Paragon Mortgage Services. There's plenty of real estate jargon thrown around...

The information in your credit report has a huge impact on whether or not you qualify for a mortgage loan and what interest rate a lender...

Before they decide on the terms of your mortgage loan (which they base on their risk), lenders must know two things about you: your...