When to Speak to a Mortgage Professional About Pre-Qualifying

	Shopping for a mortgage loan? We'll be glad to discuss our many mortgage solutions! Call us at 303.727.2466. Ready to begin? Apply Online Now.

Even if you haven't so much as picked out homes to visit yet, it can be important to see your mortgage loan professional first. What for? When you don't know yet how much home you need to qualify for, what could we do for you?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can afford, and the size of loan you can qualify for. In the process, we explore your ability to borrow - reviewing your job, money available for down payment, debt, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork to a minimum.

We'll award you a Pre-Qualification Letter once you qualify, that documents that we are confident you'll qualify for a predetermined amount of mortgage loan dollars.

Buying Clout

Holding your pre-qualification letter, a number of advantages are yours once you find the home you want to make an offer on. First, it lets you know the amount that you're able to offer. Even more important to the seller of the house, your pre-qualification gives them certainty - as if you had entered their house with a big box of cash to make the offer! They will not have to worry that that they are wasting their time if you won't be able to be able to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not be something for them to be concerned about. You can have the clout of a buyer ready to make the deal on the spot!

We can help you pre-qualify

We can help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. During the process, we explore your capacity to borrow - analyzing your job, available money for down payment, debts, income, and other areas. It's quick and basic; and we take pride in keeping the paperwork light.

Face to Face

While you can try our mortgage calculators on this site, it's a good idea to sit down and talk with one of our mortgage professional team members. For one thing, you will want a Pre-Qualification Letter! For another thing, we might find a different mortgage loan option that is a better fit for you. Let us get you started: Call us at 303.727.2466.

Have questions about pre-qualifying? Call us at 303.727.2466. Paragon Mortgage Services, Inc. answers pre-qualifying questions every day.